What is Long Term Disability Insurance?

Long term disability insurance protects against a loss of income if you are totally disabled.  Most Canadians do not have any long term disability coverage through their employer and most often their existing advisors do not have the expertise to provide adequate advice.  


Below are some materials provided by various insurance companies to educate about long term disability coverage.

Manulife Client Guide - Long Term Disability (pdf)Download
Manulife Disability Claims (pdf)Download
RBC Client Guide - Long Term Disability (pdf)Download

ctv news - why long term disability is important